Frequently Asked Questions

Easy Money Tracking is a complete budgeting and wealth management platform designed for individuals and small business owners. It lets you track all your investment and savings accounts, manage budgets, track liabilities, and use smart tools like an AI financial assistant.

Personal Mode shows your individual accounts, including retirement savings, investment accounts, emergency savings, and checking accounts. Business Mode focuses on your business finances, with business-specific accounts, cash flow tracking, invoicing, and bookkeeping tools.

Easy Money Tracking is built for busy professionals, small business owners, side hustlers, freelancers, and solo founders who want to keep their personal and business finances organized without the complexity of enterprise software.

Yes! Budget tracking is completely free with our Starter plan. You get full budget categories, manual transaction entry, spending reports and charts, and can track up to 3 accounts. No credit card required.

The main difference is bank connectivity. Personal ($8.99/mo or $89/yr) adds Plaid bank sync so transactions import automatically, plus unlimited accounts and AI insights. Personal + Business ($19.99/mo or $199/yr) adds invoicing, bookkeeping, and team collaboration.

Plaid is a secure service used by thousands of financial apps. When you connect your bank through Plaid, your transactions are imported automatically for budget tracking.

Yes, Plaid uses bank-level encryption and is trusted by major financial apps. Your bank login credentials are never stored by Easy Money Tracking.

Your data security is our top priority. All data is encrypted in transit and at rest using bank-level 256-bit encryption. We never sell your personal or financial information.

You can track 401(k), Traditional IRA, Roth IRA, 529 college savings plans, HSA, brokerage accounts, savings accounts, checking accounts, business accounts, and more.

Yes! Our Liability Tracking feature lets you manage all your debts including mortgages, car loans, student loans, and credit cards.

Our AI Financial Assistant is like having a personal financial advisor in your pocket. It understands your complete financial picture and provides personalized insights.

The What-If Calculator lets you simulate different financial scenarios. Want to see how quickly you could pay off your mortgage with extra payments? Just enter your scenario and see visual projections.

We have fun features to keep you motivated: streaks for consistency, challenges to hit your goals, interactive games, progression systems with multiple levels, and achievement badges.

Yes, you can cancel your subscription at any time with no questions asked. Your account will remain active until the end of your current billing period.

Yes! Shared use between partners and spouses is supported. You can access your portfolio together using the same account.